Sitting across from your Doctor and hearing a grim diagnosis is shocking. Through the haze, you hear treatment plan options and must immediately begin making decisions, deal with countless appointments and focus on getting well. Those are the basics. This doesn’t even take into account the personal trauma that will be experienced by you and your family. Or the worry that comes from wondering how you will continue paying your bills or managing your business if you are unable to work.
If you have a Critical Illness plan in place, you are at least afforded some financial comfort. Nothing pleases us more than when we are able to deliver a cheque for $10,000, $50,000, $75,000 or more, depending on the plan that was purchased, to a family in crisis. Those funds, which are yours to use, can at least take the pressure off paying bills while waiting for any long term disability plans to take effect. They can also provide additional comforts, care options or just be used to make wonderful memories of family time spent together.
On the other hand, we are always deeply saddened when someone who has had that option, declines it, then learns they have become un-insurable due to a health issue, or worst, receive a diagnosis without the financial comfort that a critical illness plan can provide.
Our wish is that everyone we deal with will make a commitment to looking at a Critical Illness plan for themselves, their significant others and, if they manage a business, look at adding a Critical Illness component to their Employee Benefit Plan. How wonderful to know that in a time of crisis, much needed help can be delivered.
Think about it. Call us. Let’s talk about how you can protect yourself and the ones you care about.