Disability Insurance will provide you with regular compensation in the event of disability. It will ensure your ability to earn an income to help maintain current financial obligations.

Critical Illness insurance provides a lump sum benefit to support you financially, upon the diagnosis and survival of up to 25 critical illnesses or conditions.

A critical illness or disability can happen to anyone:

• One in two heart attack victims are under 65 years old. 1
• Each year, 50,000 Canadians suffer a stroke. Of all stroke victims, 74% will be left with a disability. 1
• One in three Canadians will develop a life threatening cancer. 2

1 Heart and Stroke Foundation, www.heartandstroke.ca

2 Canadian Cancer Society, www.cancer.ca

Both Disability and Critical Illness Insurance provides excellent benefits for life events that affect our ability to earn an income.  Despite their similarities, these two benefits are designed to respond to different triggering events.